SFG • TOOLBOX • LIFE INSURANCE

Life insurance products
with simplified issue

Quickly compare the limits displayed by insurers, then access guides, questionnaires and pricing tools from your SFG portal.

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A PRACTICAL TOOL FOR ADVISORS

The right starting point for exploring solutions

Looking for simplified issue or guaranteed issue life insurance? The SFG portal table brings indicative amounts and access to insurer documents together in one place to guide your verification.

7 Insurers compared in the main table.

3 Product columns: simplified permanent, simplified term and guaranteed issue.

1 Central page for accessing guides, questionnaires and illustration tools.

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Simplified issue
or guaranteed issue?

Simplified issue: underwriting requirements and questions may be reduced depending on the product, but acceptance remains subject to the insurer’s criteria.

Guaranteed issue: a separate category whose terms, limits and exclusions must be verified in the official documentation.

Permanent Term Guaranteed Eligibility

INSURER COMPARISON

Identify the options at a glance

The values below reproduce the limits visible in the SFG portal table. They do not constitute a quote or confirmation of eligibility.

Assomption Vie

INSURER

Simplified issue permanent Up to $750,000

Simplified issue term Up to $750,000

Guaranteed issue Up to $50,000 Permanent only

Beneva

INSURER

Simplified issue permanent Up to $250,000

Simplified issue term Up to $500,000

Guaranteed issue Up to $50,000 Permanent only

Humania

INSURER

Simplified issue permanent Up to $50,000

Simplified issue term Up to $500,000

Guaranteed issue Up to $100,000 Term or permanent

iA Financial Group

INSURER

Simplified issue permanent Up to $500,000

Simplified issue term Up to $500,000

Guaranteed issue Up to $50,000 Permanent only

ivari

INSURER

Simplified issue permanent Up to $500,000

Simplified issue term $0 indicated

Guaranteed issue Up to $25,000 Permanent only

Canada Protection Plan

INSURER

Simplified issue permanent Up to $500,000

Simplified issue term Up to $500,000

Guaranteed issue Up to $50,000 Permanent only

UV Insurance

INSURER

Simplified issue permanent Up to $150,000

Simplified issue term Up to $499,999

Guaranteed issue Not indicated in the table No value displayed

Important: the amounts correspond to the indications in the SFG table and may vary according to age, product, client profile and current rules. Always verify the official guides and forms before recommending a solution. Logos are loaded from an external service when available; insurer names remain visible in all cases.

OPEN THE FULL TABLE ↗

GUARANTEED ISSUE

Two additional resources to review

INSURER

Empire Life

The table presents a guaranteed issue permanent life solution up to $50,000 and links to the documents.

INSURER

Manulife

The table indicates a permanent life solution up to $100,000 and several document access points.

TOOL

Prequalification questionnaire

A specific link is also available at the bottom of the table to help prepare your research.

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Much more than
a table of amounts

The icons in the table open the resources associated with each insurer: product details, underwriting guides, questionnaires and illustration tools, depending on the available links.

Details Underwriting guide Questionnaire Illustrator

EXAMPLE OF USE

A simple path to prepare for your next meeting

A client wants to explore life insurance protection with a potentially simplified underwriting process. Here is how to use the page without confusing an initial comparison with a final recommendation.

01 · Identify Compare the amounts and categories displayed in the table.

02 · Verify Open the underwriting guide and eligibility criteria.

03 · Prepare Review the questionnaire and illustration tool when available.

04 · Advise Assess the needs and confirm the terms before making any recommendation.

YOUR SFG TOOLBOX

Less scattered research, more time to advise

Keep this resource close at hand to access products, guides and questionnaires without multiplying searches across insurer websites.

01 — COMPARE Review the indicative limits.

02 — DOCUMENT Open the links for the relevant insurer.

03 — VALIDATE Confirm eligibility and conditions.

KEY TAKEAWAY

One page to start your comparison

Find the Toolbox → Useful Links for Simplified Products section on the SFG portal and use it as the starting point for your research, always together with the insurers’ official documents.

VIEW SIMPLIFIED PRODUCTS ↗

Simplified issue for Life Insurance Products

Life insurance products
with simplified issue